Privacy Policy

This Privacy Policy explains how your personal information is collected, used, and disclosed when you use our services.

Information Collection and Use

We collect certain personal information when you use our services. The information we collect may include: Name and Contact information (such as email address, phone number). We use this information to understand your needs and provide you with a better experience. The information collected used for the sending promotional emails or newsletters about new products, special offers, or other information which we think you may find interesting using the email address provided We do not share your personal information with trusted third parties who assist us in operating our website, conducting our business, or servicing you. We may also disclose your personal information if required by law or to protect our legal rights.

Data Security

We are committed to ensuring that your personal information is secure. In order to prevent unauthorized access or disclosure, we have implemented suitable physical, electronic, and managerial procedures to safeguard and secure the information we collect online.

External Links

Our website do not contain links to external sites that are not operated by us.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. Any changes will be effective immediately when posted on this page.

Term of Use

Please read these Terms of Use ("Terms") carefully before using our services.

Acceptance of Terms

By accessing or using our services, you agree to be bound by these Terms and any additional terms and conditions referenced herein or made available through our services. If you do not agree to these Terms, please do not use our services.

Use of Services

You may not use our services for any illegal or unauthorized purpose. You agree to comply with all applicable laws and regulations while using our services.

Intellectual Property

All intellectual property rights, including but not limited to copyrights, trademarks, and logos, used or displayed in connection with our services are the property of their respective owners. You may not use, reproduce, modify, or distribute any content from our services unless you have obtained explicit permission from the respective owner.

Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of our services. Our liability for any direct damages shall be limited to the amount paid by you, if any, for the use of our services.

Modifications to Services

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of our services.

Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of [Jurisdiction]. Any disputes arising out of or in connection with these Terms shall be submitted to the exclusive jurisdiction of the courts of [Jurisdiction].

Entire Agreement

These Terms constitute the entire agreement between you and us regarding your use of our services and supersede any prior agreements or understandings.

Payment Service Agreement

This Payment Service Agreement (the "Agreement") is entered into by and between Flexo (referred to as "Provider") and the user (referred to as "User") who wishes to utilize the payment services provided by Provider (collectively referred to as the "Parties").

Services

Provider agrees to provide User with payment services, including the processing and facilitation of payments for goods or services, as well as related features and functionalities available through Provider's website or platform.

User Obligations

2.1 User Account

User agrees to create and maintain a valid user account with Provider. User is fully responsible for safeguarding their account credentials and ensuring the security of their account. Provider shall not be liable for any unauthorized access or misuse of User's account.

2.2 Compliance

User agrees to comply with all applicable laws, regulations, and industry standards related to accepting payments, including but not limited to data protection and privacy laws.

2.3 Payment Information

User shall provide accurate and up-to-date payment information, including bank account details or valid payment card information, required for the processing of payments. User acknowledges and agrees that Provider may rely on the accuracy and validity of the provided payment information.

Fees and Charges

3.1 Transaction Fees

User shall pay Provider transaction fees as outlined in Provider's fee schedule. The applicable fees will be deducted from the payment amounts processed for User.

3.2 Changes to Fees

Provider reserves the right to modify its fee schedule upon notifying User in advance. User shall have the option to accept the modified fees or terminate this Agreement.

Limitation of Liability

4.1 Service Availability

Provider shall make commercially reasonable efforts to ensure the availability and reliability of its payment services. However, Provider does not guarantee uninterrupted or error-free service. Provider shall not be liable for any temporary unavailability, system failures, or disruptions that occur beyond its reasonable control.

4.2 Indirect Damages

In no event shall Provider be liable for any indirect, incidental, consequential, or punitive damages arising out of or in connection with this Agreement or the use of its payment services.

Termination

5.1 Termination for Convenience

Either Party may terminate this Agreement at any time by providing written notice to the other Party. Upon termination, User shall settle all outstanding fees owed to Provider.

5.2 Termination for Cause

Provider may terminate this Agreement and suspend or close User's account immediately if User breaches any material term of this Agreement or engages in any fraudulent or illegal activities.

Governing Law and Jurisdiction

This Agreement shall be governed by and construed in accordance with the laws of [Jurisdiction]. Any disputes arising out of or in connection with this Agreement shall be submitted to the exclusive jurisdiction of the courts of [Jurisdiction].

Entire Agreement

This Agreement constitutes the entire agreement between Provider and User relating to the provision of payment services and supersedes all prior or contemporaneous oral or written agreements, understandings, or representations.

By accepting this Agreement, User acknowledges that they have read, understood, and agreed to be bound by its terms and conditions.

Cookie Policy

This Cookie Policy explains how we use cookies and similar technologies on our website to provide payment services.

1. What are Cookies?

Cookies are small text files that are placed on your device (e.g., computer, smartphone) when you visit a website. They are used to collect information about your browsing activities and enable certain features and functionality.

2. Types of Cookies We Use

We use the following types of cookies on our website:

  • - Essential Cookies: These cookies are necessary for the functioning of our payment services. They enable you to navigate and use the payment features securely.
  • - Authentication Cookies: These cookies are used to verify your identity when you log in to access your payment account or make transactions. They help secure your account and prevent unauthorized access.
  • - Performance Cookies: These cookies collect anonymous information about how visitors use our website, such as the pages visited, the time spent on each page, and any error messages encountered. This data helps us analyze and improve the performance and user experience of our payment services.
  • - Analytics Cookies: We may use third-party analytics tools that use cookies to gather information about website traffic and user behavior. This helps us understand how our website is used and make informed business decisions.
  • - Advertising Cookies: We may partner with third-party advertising networks to display relevant advertisements on our website or on other websites. These networks may use cookies to collect information about your visits to our website and other sites to provide targeted ads based on your interests.

3. Your Consent and Control

By using our website and accepting cookies, you consent to the processing of your personal data in accordance with this Cookie Policy. You have the option to manage or disable cookies through your browser settings. However, please note that disabling certain cookies may affect the functionality of our payment services.

4. Third-Party Cookies

We may engage third-party service providers or partners who may also place cookies on your device when you interact with our website. These third-party cookies are subject to their own privacy policies, and we recommend reviewing their policies for more information.

5. Data Retention

We retain cookie data for the period necessary to fulfill the purposes outlined in this Cookie Policy unless a longer retention period is required or permitted by law.

6. Updates to this Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in our practices or applicable laws. Any updates will be effective when posted on our website.

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